{"id":51177,"date":"2024-08-20T14:10:01","date_gmt":"2024-08-20T07:10:01","guid":{"rendered":"https:\/\/www.ciputra.ac.id\/library\/?p=51177"},"modified":"2025-09-11T11:44:59","modified_gmt":"2025-09-11T04:44:59","slug":"marak-umkm-terjerat-pinjol-dosen-uc-surabaya-edukasi-keuangan-digital-beritajatim-com-16-agustus-2024","status":"publish","type":"post","link":"https:\/\/www.ciputra.ac.id\/library\/en\/marak-umkm-terjerat-pinjol-dosen-uc-surabaya-edukasi-keuangan-digital-beritajatim-com-16-agustus-2024\/","title":{"rendered":"Marak UMKM Terjerat Pinjol, Dosen UC Surabaya Edukasi Keuangan Digital. beritajatim.com. 16 Agustus 2024"},"content":{"rendered":"

\"\"<\/a><\/p>\n

Sumber:https:\/\/beritajatim.com\/marak-umkm-terjerat-pinjol-dosen-uc-surabaya-edukasi-keuangan-digital<\/a><\/p>\n

Marak UMKM Terjerat Pinjol, Dosen UC Surabaya Edukasi Keuangan Digital<\/a><\/h1>\n

16 Agustus 2024<\/p>\n

Surabaya (beritajatim.com) \u2013 Dosen Universitas Ciputra (UC) Surabaya Dr Romauli Nainggolan mengaku prihatin dengan maraknya UMKM yang terjerat pinjol. Menurutnya, perguruan tinggi harus hadir untuk mengurai persoalan ini.<\/p><\/blockquote>\n

\u201cKondisi ini sangat memprihatinkan, sudah saatnya pihak perguruan tinggi berperan meningkatkan literasi keuangan digital untuk mengurangi resiko kerugian yang dialami masyarakat,\u201d kata Romauli, Jumat (16\/8\/2024).<\/p>\n

Menyadari itu, Romauli bersama timnya menggagas workshop series bagi 60 wirausahawan mikro di Kota Medan, Sumatera Utara. Bersama pemerintah setempat, tim memberikan edukasi peningkatan literasi keuangan digital.<\/p>\n

\u201cPeserta akan belajar tentang kinerja transaksi keuangan, pengetahuan keuangan, pengetahuan digital, pengetahuan praktis layanan, pengambilan keputusan penggunaan alat pembayaran digital,\u201d jelas Romauli.<\/p>\n

Sementara itu, Kepala Dinas Penanaman Modal Kota Medan Nurbaiti Harahap mengakui jika literasi keuangan pelaku UMKM di wilayahnya sangat minim. Sehingga, rentan terjadi penipuan dan kejahatan keuangan digital seperti pinjol.<\/p>\n

\u201cKami berterima kasih kepada Kemendikbudristek RI yang telah menyediakan sumber daya melalui Universitas Ciputra Surabaya untuk membantu pengembangan kewirausahaan di Medan ini,\u201d kata Nurbaiti.<\/p>\n

Menurutnya, di era digital seperti saat ini memang dibutuhkan transformasi cepat dari para pelaku usaha agar bisa bersaing di pasar. Hal itu juga telah diberikan oleh Universitas Ciputra Surabaya kepada UMKM di Medan.<\/p>\n

\u201cSaya melihat tim dari Universitas Ciputra sudah menyampaikan aspek-aspek tersebut. Seperti pemahaman dan penggunaan uang elektronik, sampai risiko-risiko fintech,\u201d imbuhnya.<\/p>\n

Sedangkan Aldha Musi, UMKM toko buku Bekas ODELIA mengaku mendapat banyak manfaat setelah mengikuti workshop ini. Dia merasa lebih memahami tentang keuangan digital, mulai dari fitur dan program tiap platform.<\/p>\n

\u201cManfaat paling terasa pastinya jadi melek keuangan digital, seperti fitur dan program tiap platform atau aplikasi. Tahu jenis-jenis dan contoh penipuan dan kecurangan yang sering terjadi lengkap dengan cara mengantisipasinya,\u201d akunya.<\/p>\n

Di sisi lain, jaringannya bersama pelaku usaha juga semakin meningkat. \u201cIni penting juga untuk meningkatkan kerjasama. Saya juga bisa saling sharing pengalaman, transaksi jual beli produk untuk meningkatkan usaha,\u201d ungkapnya.<\/p>\n

Sebagai informasi, workshop ini digagas oleh Romauli, Dosen International Business Management. Dalam kegiatan ini, dia ditemani oleh Dr Metta Padmalia dan Gladys Greselda Gosal, dosen UC Surabaya dari jurusan yang sama.\u00a0[ipl\/beq]<\/strong><\/p>\n

Shohibul Anwar<\/p>\n","protected":false},"excerpt":{"rendered":"

Sumber:https:\/\/beritajatim.com\/marak-umkm-terjerat-pinjol-dosen-uc-surabaya-edukasi-keuangan-digital Marak UMKM Terjerat Pinjol, Dosen UC Surabaya Edukasi Keuangan Digital 16 Agustus 2024 Surabaya (beritajatim.com) \u2013 Dosen Universitas Ciputra (UC) Surabaya Dr Romauli Nainggolan mengaku prihatin dengan maraknya UMKM yang terjerat pinjol. Menurutnya, perguruan tinggi harus hadir untuk mengurai persoalan ini. \u201cKondisi ini sangat memprihatinkan, sudah saatnya pihak perguruan tinggi berperan meningkatkan literasi keuangan…<\/p>\n","protected":false},"author":1,"featured_media":77428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4801],"tags":[],"class_list":["post-51177","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uc-news-agustus-2024"],"yoast_head":"\nMarak UMKM Terjerat Pinjol, Dosen UC Surabaya Edukasi Keuangan Digital. beritajatim.com. 16 Agustus 2024 - Library<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ciputra.ac.id\/library\/marak-umkm-terjerat-pinjol-dosen-uc-surabaya-edukasi-keuangan-digital-beritajatim-com-16-agustus-2024\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Marak UMKM Terjerat Pinjol, Dosen UC Surabaya Edukasi Keuangan Digital. beritajatim.com. 16 Agustus 2024 - Library\" \/>\n<meta property=\"og:description\" content=\"Sumber:https:\/\/beritajatim.com\/marak-umkm-terjerat-pinjol-dosen-uc-surabaya-edukasi-keuangan-digital Marak UMKM Terjerat Pinjol, Dosen UC Surabaya Edukasi Keuangan Digital 16 Agustus 2024 Surabaya (beritajatim.com) \u2013 Dosen Universitas Ciputra (UC) Surabaya Dr Romauli Nainggolan mengaku prihatin dengan maraknya UMKM yang terjerat pinjol. 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